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Natural State ATM Services
Sell Your ATM Route with Natural State ATM Services
If you’re thinking about selling your ATM route, you’ve come to the right place. At Natural State ATM Services, we specialize in buying ATM portfolios of all sizes — whether you own a few machines or manage a statewide network. Our mission is to make the selling process easy, transparent, and profitable for operators who are ready to exit, diversify, or free up capital for their next investment.
Unlike generic buyers, we understand the unique dynamics of the ATM business — from surcharge revenue, host relationships, and transaction volumes to compliance obligations and equipment maintenance. That’s why our process is designed to be human-first and data-driven: we listen to your goals, provide fair and detailed valuations, and move quickly to close with full confidentiality and secure payment.
Why sell your ATM route?
Operators sell for many different reasons. Some are retiring, others are moving into different industries, and some simply want to cash out their equity after years of building a solid revenue stream. Here are the most common motivations we hear from sellers
Convert your recurring surcharge income into an upfront lump sum.
Reduce the complexity of managing multiple locations, technicians, and cash logistics.
Free up funds for larger investments in real estate, retail, or other ventures.
Exit before contracts expire or before upgrades (EMV, ADA, software) are required.
Step away from service calls, cash loading, and the day-to-day grind.
Our Step-by-Step Process
We break down the selling process into four clear stages so you know exactly what to expect. Each step is designed to minimize hassle for you and maximize transparency.
Initial Consultation — Share your story, not just your numbers
Our first step is a confidential, no-pressure conversation. This is where you tell us about your ATM route in detail — how many ATMs you own, where they’re placed, the average monthly transaction volume, and surcharge revenue. Just as importantly, we’ll talk about your goals and expectations:
- Do you want to sell quickly, or maximize value even if it takes longer?
- Do you have a preferred closing structure (all-cash vs. phased payments)?
- Are you hoping to keep relationships with hosts intact for future opportunities?
This call is about more than numbers. It’s about understanding the story of your route and aligning with what you want out of the sale. Many sellers tell us they appreciate the straightforward, human-first approach we take — no hard sell, no rushed decisions.
Fast, Competitive Offer — Data-backed and transparent
Within 3–5 business days of our initial consultation, you’ll receive a formal written offer. We pride ourselves on delivering competitive bids backed by a clear explanation of how we reached the valuation. Our valuation considers:
- Monthly surcharge income per machine
- Transaction volume stability (consistency over 6–12 months)
- Placement agreements (length, assignability, exclusivity)
- Equipment age and condition (EMV compliance, upgrade history)
- Geographic concentration (routes that are easier to service carry more value)
Unlike some buyers who throw out a number without justification, we believe in full transparency. You’ll know what factors added value and what reduced it, so you can make an informed decision. And remember — you’re never obligated to accept. It’s your route, your choice.
Document Review & Portfolio Evaluation — Thorough, but streamlined
If you choose to move forward, the next stage is providing documentation for a deeper review. To make this painless, we offer a secure document upload portal with clear instructions. Commonly requested documents include:
- Processor/merchant statements for the past 6–12 months
- Placement or host agreements (with c-stores, gas stations, or other merchants)
- Proof of equipment ownership (invoices, serial numbers)
- Recent maintenance or service logs
- Financial summaries (cash handling reports, if available)
We use these to conduct a comprehensive evaluation of your route, benchmarking against industry standards. We’ll analyze KPIs such as surcharge revenue, uptime percentages, and growth potential. Our team communicates openly during this process — you’ll always know where things stand.
The outcome: a refined, final valuation that reflects both market conditions and the strengths of your specific portfolio.
Closing & Transition — Seamless, secure, and fast
The final stage is executing the purchase agreement and handling the transition. Our goal is to make this as smooth as possible for you and your merchants. Here’s what happens:
- Final Agreement Drafting: We prepare all necessary agreements with clear terms.
- Due Diligence: We verify documents, contracts, and compliance.
- Processor Coordination: We handle processor changes or account transfers.
- ATM Transfer: We arrange pickup or continued servicing to avoid merchant disruption.
- Prompt Payment: Once everything is finalized, you receive secure payment via wire transfer or certified funds.
Most closings are completed within a few weeks, depending on complexity. And because we know this can feel like handing off years of hard work, we also offer post-sale support — ensuring your merchants experience a smooth handoff.
What drives ATM route valuation?
Understanding valuation is critical when selling. Here’s how buyers (including us) typically calculate it:
Key Value Drivers
Consistent, predictable surcharge revenue
Higher transaction volumes per machine
Long-term and transferable merchant agreements
Modern, compliant, well-maintained equipment
Route efficiency (machines clustered geographically)
Factors That Lower Valuation
Short-term or shaky placement agreements
Outdated or non-EMV compliant ATMs
Low-volume machines in poor locations
High dispute or chargeback history
Significant cash logistics challenges
Natural State ATM Services
Example Valuation: A Simple Breakdown
Imagine you have 10 ATMs producing a combined $5,000/month in gross surcharge revenue. If the route is stable, under solid contracts, and equipment is modern, we might value it at 12x monthly gross:
$5,000 × 12 = $60,000.
If the contracts are longer, machines newer, and margins stronger, the multiple could go higher. On the other hand, if machines are spread across different states or contracts are expiring, the multiple may adjust lower.
Either way, we show our math — you’ll always know why the offer is what it is.
Frequently Asked Questions
No. We buy everything from single machines to 100+ machine portfolios.
We sign NDAs and use encrypted portals for all document transfers.
No. We prioritize continuity and handle transitions seamlessly with your hosts.
Many deals close within weeks, depending on complexity of contracts.
That’s fine. Even if you’re only exploring options, we’ll give you clarity with no obligation.
We offer guidance and brokerage support to help you maximize the value of your ATM assets when selling or transferring ownership.
Why Choose Natural State ATM Services?
Experience
We know the regional ATM business inside and out.
Trust
Every transaction is handled with integrity and full disclosure.
Speed
Initial offers in 3–5 business days, closings in weeks.
Flexibility
Multiple payment and deal structures available.
Confidentiality
Your financials and agreements are protected at all times.
Final Word
At Natural State ATM Services, we know how much time and effort goes into building a successful ATM business. That’s why when it’s time to sell, we treat your portfolio with the same care and seriousness you do. Our approach is straightforward, transparent, and seller-friendly — ensuring you maximize value while minimizing stress.
If you’re ready to move on to your next chapter, let us help you close this one the right way.
Send us Message
Get in touch
Ready to explore selling your ATM route?
Selling your ATM route is a big decision. We don’t just throw out numbers — we help you understand the true value of your portfolio and guide you through a smooth, reliable sale.
Take the first step today. Schedule your confidential consultation and see what your ATM route is worth.
(501) 725-0286
6834 Cantrell Rd, Suite #2650 Little Rock, AR 72207